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Insurance Claim Denials
Bhatt Law Group can help you stand up to powerful insurance companies and take the issue to court, if necessary. Our Jersey City car accident attorneys have decades of combined experience working with insurance companies and adjusters, and they know how to ensure that an insurance company acts fairly in evaluating your claims. Contact Bhatt Law Group to find out how we can help.
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When you are involved in a car accident that isn’t your fault, it is reasonable to expect an insurance company to compensate you for your injuries. In fact, this expectation of liability is why most states require drivers to have car insurance. However, insurance companies do not always agree with the cause of an accident. You may be facing an insurance claim denial that is unjustified or made in bad faith. In such cases, you need the help of an experienced Jersey City personal injury attorney to advocate for your rights.
Bhatt Law Group can help you stand up to powerful insurance companies and take the issue to court, if necessary. Our Jersey City car accident attorneys have decades of combined experience working with insurance companies and adjusters, and they know how to ensure that an insurance company acts fairly in evaluating your claims. Contact Bhatt Law Group to find out how we can help.
Acting in Bad Faith
It is important to remember that insurance companies are in business to make money. They do not exist for the benefit of people who file claims, and they may deny a claim even if it has merit. If an insurance company fails to fulfill its legal obligation to fairly and reasonably evaluate your claim, it may mean that it is acting in bad faith. An insurance company may breach its duty to fairly investigate and pay out the reasonable value of a claim in a timely manner.
Insurance companies act in bad faith when they:
- Engage in deceptive practices or intentional misrepresentation of facts to support denial of claims
- Purposefully misinterpret records or the language of an insurance policy to deny coverage
- Engage in unreasonably long delays in processing or resolving a claim or fail to investigate a claim altogether
- Engage in unreasonable conduct, such as demanding excessive proof of losses or making obnoxious discovery requests
- Engage in coercive or abusive strategies to force a settlement of claims
- Fail to implement procedures to allow claims to be adequately investigated
- Make a low-ball offer to settle your claim for an amount that is unreasonably less than the actual damages you suffered
What to do After Your Claim is Denied
If an insurance company denies your car accident claim, you should contact a Jersey City personal injury attorney immediately. Often insurance companies have procedures that force them to investigate a claim more thoroughly if a claimant has legal representation. Your attorney can help you respond to a denial through the insurance company’s appeal process and collect more evidence to help support your claim.
Your attorney can negotiate forcefully on your behalf with the insurance adjusters assigned to your case to make sure that the company sufficiently considers all relevant evidence and information. Your attorney can also file a lawsuit in court if an insurance company insists on acting in bad faith.
If you’ve been injured in a car accident, you should take steps to protect your rights by contacting an experienced New Jersey attorney. Your chances for a favorable outcome are greater if you have an advocate by your side from the very beginning.
Bhatt Law Group has been serving people in New Jersey since 2006 and can help you pursue your car accident claim. Contact us at (201) 798-8000 for a free consultation so we can discuss your legal options with you.
Recent Settlements
$2,300,000 Settlement
Our client’s car was t-boned by a commercial vehicle. As a result, she required multiple lumbar spine surgeries. Bhatt Law Group immediately filed a lawsuit and retained experts. Prior to trial and after several depositions, we were able to obtain a settlement on behalf of our client.
$2,000,000 Settlement
Our client’s vehicle rolled over several times after being side-swiped by an 18 wheeler. This resulted in significant injuries to his neck and back. Client was unable to return to work because of his injuries. The insurance company contested the liability but after filing suit, serving discovery, and taking depositions, Bhatt Law Group was able to settle this case.
$1,750,000 Settlement
Our client was struck by a car that was attempting to make an illegal u-turn. This resulted in significant damage to our client’s car and he was taken to the hospital by ambulance. Our client required both back and knee surgery and physical therapy.
$1,300,000 Settlement
Our client was injured in a motor vehicle accident. As a result of the accident, our client sustained injuries to her spine.
$950,000 Settlement
Our client was injured when she was struck by a motor vehicle when crossing the street. As a result of the accident, our client sustained a fractured leg and injuries to her back. This was a difficult liability case but the settlement was obtained as a result of strong settlement negotiations.
$825,000 Settlement
Our client was injured when he slipped and fell on ice. As a result of the accident, our client sustained a broken ankle.
$375,000 Settlement
Our client was injured when he was rear-ended by a commercial vehicle in Jersey City. The liability insurance carrier argued low impact with minimal property damage and our client’s age to minimize the extent of his damages. As a result of the accident, our client sustained injuries to his neck and back resulting in multiple injections including a two level lumbar fusion and discectomy surgery. This settlement was the result of strategic preparation and strong settlement negotiations.
$100,000 Settlement
Our client was injured when she was involved in a motor vehicle accident in Maplewood. The claim had its complexities due to the claimant’s ongoing health issues, prior accident history and age. As a result of the subject accident, our client sustained an aggravation of injuries to her neck, back and right shoulder resulting in a one level discectomy with instrumentation. The bodily insurance carrier tendered its insured’s policy limits prior to the two year statute of limitations and without extensive litigation.
$75,000 Settlement
Multi-motor vehicle accident involving our client who suffered back injuries requiring injections.
* Results may vary depending on your particular facts and legal circumstances.